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What are your concerns with fraud around stablecoins and Agentic commerce, and how are you addressing them?

Will Costa Rica ever be a supported country?

Payments using prepaid Visa/MC transit benefits cards are often rejected. Has Stripe thought about how it can remove friction for its transit merchants and their customers?

Can you make the overall dev and test experience less card-oriented, and better for subscriptions? How do I realistically test a failed recurring payment (not the initial one) that was paid via PayPal, SEPA etc.? A lot of regular (and edge case) behaviour has to be discovered in production.

What is Stripe’s strategy for Africa? Aside from Paystack, which operates in select markets, and the recent launch of Bridge, when does Stripe plan to be available across all 54 African countries?

Most recent favourite (non stripe press) book? :D

Thoughts on tools like world coin that use biometric data for transactions?

Asia especially SEA , China and India run digital commerce on APMs / local payment methods. The region is characterized by over 700+ local payment methods. How is Stripe thinking about offering these to merchants from the region or global merchants for in person and online transactions?

What options can Stripe offer around surcharging so that merchants can pass surcharge along to consumer as a security/delivery fee and avoid any pass-through or settlement of fee to merchant’s bank account? Would assume this type of fee structure would also avoid current card restrictions related to surcharging? We’re a financial services company and must avoid any such fees being settled to our bank account or imply that we’re retaining any portion of the fee/surcharge.

The Collison’s and Zuck both have biological research institutes, Arc and Chan Zuckerberg Intiative. How do you make sure to be efficient and not do duplicate research that the other has done?

What is Stripe’s view/approach to the use of stablecoins by nefarious actors (fraud, money laundering, sanctions evasion)?

Any plans to become a global company and transition into banking? It would be nice to accumulate balances in different currencies and invest it.

Which would have a larger impact Internationally (outside the US market) Stablecoin or AI?

How does Stripe handle data analytics/forecast with black box AI solutions

What are possible applications of stable-coins apart from cross-border transactions, inside the US, the EU or countries like the UK?

What are the gaps in stablecoin infrastructure today for consumer or b2b use cases that are opportunities for entrepreneurs to build in?

I think Stripe has a vast opportunity to help SaaS platforms improve performance with everything from auth rates to margin enhancement. But platforms struggle implementing those ideas. How can Stripe improve the consultative approach for platforms?

What’s Stripe’s durable competitive advantage as a company?

Is stripe planning on launching its own stablecoin? If no, why not?

How does stripe curate the books for Stripe press? What is the process for vetting for them and why?

Which LLM did cursor use to build this?

From fighting faxed bank forms to deploying stablecoins—was that always the vision, or did it just escalate quickly? 🧐

How can Stripe do for cards issuers?

How does Stripe help banks?

AI was building in your live demo. Can it build my website?

What’s Stripe’s playbook for scaling customer-facing operations without diluting the quality of support?

Can I invest in stripe? I know payment processing won’t be an issue.

With so much being focused on retail of tangible goods or in person services, How can any of the Stripe features discussed be applied to or integrated with a new virtual assistant business with a niche?

How is Stripe planning to support creators with payment processing, and are there any upcoming platform features we should know about?

How do you see the importance of local payment methods in the next months?

John’s question to Zuck on (sic) balancing investment in existing vs. growth opportunities resonated. How does Stripe approach this? What are your plans to improve existing products? What non-sexy stuff are y’all working on? (Custom connect platform customer with entities in 5 countries)

Can you also include the Philippines for allowing the country to use Stripe payment?

How can stripe help content creators build trust with small businesses and prosumers through new products and features?

What do you think about new AppStore payments? Who do you think will use them and what will Apple do?

How do you handle conflicts with your team? I am sure you both have conflicts once in a while at work whether to decide about which idea to implement or test…

Why is there no stand-alone Link station this year?

Do you see AI accelerating the rise of the “design engineer”?

Did you practice your live demo? How long did it take you?

What are your thoughts on quantum computing and its affect on tomorrow’s programming and AI world.

What is Stripe’s biggest threat to long term growth? What keeps you up at night?

Why is Patrick so awesome?

What is the biggest impact on security with AI?

For healthcare service in each country, is separate stripe integration required for each country to prevent cross border reimbursement of fee to providers? Or only one stripe account is required?

How does Stripe envision evolving its platform to better support the unique needs of nonprofits—especially those like the SF SPCA that rely on recurring donations, community engagement, and operational transparency—while balancing innovation with accessibility for smaller organizations?

As AI, stablecoins, and other emerging tech evolve, how is Stripe exploring ways to make the payment experience not just seamless, but interactive or intelligent? Could we see payments that adapt in real-time to user behavior, sentiment, or context—like smart invoices, embedded rewards, or personalized checkout content?

Can you sort the questions in decreasing order of votes?

How are we your frontier partners managing the boom in gas plant fired generation plants to power AI data centers.

With an abundance of new CS graduates and AI enhancing senior engineer productivity, what specific skills or areas of expertise should new graduates & junior engineers focus on developing to provide unique and significant value in the current tech industry?

Can we get stripe to verify our buyers for live auctions so they can make multiple bids ?

is Stripe planning to pay it forward? pun intended. nonprofits are hurting and there's no meaningful support from Stripe.

Inspired by having not one but two questions featured in the AMA last year: as Stripe trains bigger AI models for fraud and checkout, how do you balance accuracy with the need for sub‑100 ms latency, compute cost, and carbon footprint—and where could outside engineers still help… because I’d love to help tackle that problem at Stripe one day?

Will John go on a vibe code series?

Was it really a live demo?

With agentic commerce do e-commerce platforms still make sense ? Especially monoliths

What is the most interesting AI capability you are working on for Stripe?

You guys have been vocal about housing supply issues in the past. This city is obviously one of the worst affected by extremely high house prices. Are we making any progress?

With the major platform shifts, how do you foresee social and emotional relationships shifting?

If you were 15 years younger and instead of starting /dev/payments you had the opportunity to build with current AI technology, what would you start building?

What was the first AI agent coded solution that stripe shipped?

If you had to build Stripe again from scratch, faster and leaner, what would you focus on first?

How are the new payment links in the AppStore performing? Would the opening of that platform not be considered a tailwind?

What lessons have you taken from Berkshire Hathaway to build and manage Stripe?

What upcoming stripe product are you most excited about?

What’s the biggest impact AI could have on Stripe?

What has Stripe seen as the biggest hurdle of adoption and real world usage of Stablecoins?

Was that really a live demo?

Beyond payments, what's one seemingly unrelated technology or trend that secretly excites you for its potential impact on the future of the internet economy?

As AI reshapes every layer of the customer journey, how is Stripe thinking about AI-native tools that help businesses automate, personalize, and optimize payments?

Are you seeing AI agents spend money on the users behalf? Such as conducting online shopping, or signing up to SASS services?

Stripe’s mission is to grow the GDP of the internet by empowering businesses and entrepreneurs. Patrick, you recently invested in Mechanize, which aims to automate all human labor. If widespread automation reduces employment and income, doesn’t that risk shrinking the very economic activity Stripe depends on? How do you square that with Stripe’s mission?

Is the confetti working on mobile?

How long did it take John to learn how to vibe code?

Does the confetti show up when someone upvotes this question?

Is there anything that scares you with the insane growth of AI?

How do we convince PayPal to work with stripe in the us?

If Stripe had to rebuild itself today as an AI-first company serving millions of small agencies and platforms like ours, what would you prioritize — and what are you quietly building now that we should be paying attention to?

How did you figure out what areas of focus each of you would have within Stripe?

What would you do with a magic wand John?

Why blurple ?

What is the hardest challenge stripe faces today?

Can stripe implement pricing experiments?

Does the confetti still just come on the right side?

How is stripe helping startups go from launch to scale

Is cursor that good or just a fad

Did it really deploy that fast?

Can John do more live demos?

How come Patrick got to be CEO?

Why are there no statues this year?